OvaroPay
Business payments

Business payments for UK companies trading abroad

Money in from your customers, currency converted at a rate you are quoted before you commit, money out to suppliers abroad. Most businesses run those three steps across three providers, and lose time and margin at every handover. This is the three in one place.

How the money moves

  1. 01Receive
  2. 02FX
  3. 03Pay

Accounts

One IBAN

in your own company name

Currencies

Real-time FX

across supported currencies

Payments

Domestic + international

payment capabilities

Licence

UK-regulated

provided through our partner

Capabilities

What you can do

Receive payments from your customers and counterparties in supported currencies.

Convert between currencies through integrated real-time FX.

Pay suppliers, contractors and beneficiaries overseas.

Settle supplier invoices the same day where the corridor and cut-off allow it.

The route

A typical business payments flow

  1. 1Receive
  2. 2FX
  3. 3Pay

Availability, payout method, currency, transaction limits and processing times are corridor-specific.

Who it is for

Importers, wholesalers and distributors buying abroad and selling in the UK — and any business paying counterparties in another currency.

Importers & wholesalers

Buy abroad, sell in the UK, pay suppliers in their currency.

Exporters

Get paid by overseas customers without losing it to conversion.

Distributors

Collect from a long tail of UK retailers into one account.

Part of the wider OvaroPay proposition

Each line runs on the same account, in your own company name.

Multi-currency accounts

Foreign currencies alongside GBP on one IBAN

Read more →

Freelancers

Get paid by clients abroad, in their currency

Read more →

Global payroll

Pay distributed teams across borders

Read more →

Next step

Tell us the shape of it

Roughly what comes in each month, what currency goes out, and where it goes. That is enough for us to say whether this is the right line for you and what it would cost.

OvaroPay is acting as an introducer. The regulated payment services are provided by an established payment institution authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017, not by OvaroPay. OvaroPay is not a bank and does not hold deposits. Every application is subject to full identity, anti-money-laundering and source-of-funds checks, and an account is opened only once those checks are satisfied. Nothing on this site is an offer of an account or a guarantee of approval.

We use your details to answer your enquiry and nothing else — see our privacy policy. Sending this is an enquiry, not an application, and no account is guaranteed.