Collect. Convert.Pay your suppliers.
A business payment account in your own company name. Take money in from your UK retailers, convert it into the currency your supplier invoices in, and send it out the same day — without a letter asking what the money is for every time a big one lands.
- Account name
- Your company’s
- Pay out in
- GBPUSDEURCAD
- Currencies
- 12 on one account
One payment, end to end
Same day- 1Money in£48,200From your UK retailersGBP
- 2Converted1.10Rate quoted before you commitGBP → USD
- 3Paid out$53,020To your supplier in ShenzhenUSD
Illustrative figures, not a real transaction. Rates and timings are corridor-specific.
Exchange rates are live mid-market reference rates from the European Central Bank, not a quote. Amounts and activity shown here are illustrative.
Regulated payment services
Provided by an FCA-authorised firm
Accounts in your own name
Named, not shared
Twelve currencies
On one account
UK-based
Onboarded by people here
What it costs
Quoted for your business, not read off a list
A wholesaler converting half a million a month and a firm sending a dozen payments a week are not the same account, and pricing them the same way would leave one of them paying for something they never use.
So we look at what you actually do, tell you the number, and show you what you pay today beside it. One conversation, no obligation.
Get a quote for your businessWhat you move
How much goes through the account in a month, and how much of it you convert rather than send in sterling.
How you pay
Whether that is a handful of large supplier payments or hundreds of small ones, and which currencies they land in.
What you need beside it
Direct Debits, standing orders, cards, named accounts for a licensed business — the pieces not every account needs.
Currencies
12 currencies, one account
Money in, the currency in between, and money out — with the rate shown before you commit rather than after.
Multi-currency accounts
Eleven foreign currencies alongside sterling on one account in your own company name. Receive, convert through real-time FX, and pay out from the currency balance.
Tap a currency to see the same payment land in it. It cycles on its own if you don’t.
Incoming payment
USD- From
- Your GBP balance
- Converted
- £1,240 at 1.2684
- Lands in
- United States
They receive
US$1,572.82
Rate shown before you commit.
Indicative mid-market rates, not a live quote. The rate you are given is quoted before you commit.
Where it lands
Illustrative route. Where a payment can land, and how quickly, depends on the corridor.
What the account does
Three things, and they are your whole working week
Money in from your buyers, currency converted, money out to your suppliers. That is the product.
One IBAN. Twelve currencies.
Eleven foreign currencies alongside sterling. Receive into them, hold the balance until the rate suits you, and convert through real-time FX.
Explore multi-currency accounts12
Currencies on one account
Collect
Take payments in from your retailers and buyers across the UK, into an account in your own company name.
Convert
Turn sterling into USD, AED, HKD, EUR and the other currencies your suppliers invoice in — at a rate quoted before you commit.
Pay
Send it out to suppliers in China, Hong Kong, Dubai and elsewhere, same day, without a letter asking what the money is for.
Money out
Suppliers, contractors and the people on your payroll
The same account pays an invoice in Shenzhen, a contractor in Warsaw and a monthly payroll run, in the currency each of them actually wants. One file, one set of checks, one place to look afterwards when somebody asks whether it went.
All four, in detailThe platform
See your OvaroPay dashboard
One place to track balances, send payments, convert between currencies and manage the account.
Welcome back
Here is your account overview.
Quick actions
£15,658.34
$18,655.11
€2,586.03
Recent payments
| Beneficiary | Date | Amount | Status |
|---|---|---|---|
| Northwind Supplies Ltd | 12 Sep | $3,240.50 | Completed |
| Ferro Trade Ltd | 11 Sep | £1,120.00 | Completed |
| Lindgren & Co | 11 Sep | €880.00 | In progress |
| Payroll — September | 10 Sep | zł 42,600.00 | Approved |
Your Company Ltd
London, United Kingdom
- Account no.
- •••• ••••
- Sort code
- ••-••-••
- SWIFT / BIC
- ••••GB••
- IBAN
- GB•• •••• •••• ••••
Masked on purpose — this is not a real account.
Need help?
Reach the team that opened your account, not a queue.
ContactIllustrative preview — figures and account details are placeholders, not a real customer account.
The cost of a bad rate
Two and a half percent does not sound like much
It is charged on everything you convert, every month, and it is almost always taken inside the rate rather than shown as a fee — which is why most importers have never been told the number.
Put in what you convert in a month and see what the margin actually takes out. The figures are arithmetic, not a quote.
Price one real transactionWhat is the margin costing you?
Move the slider to roughly what you convert in a month.
At a typical 2.5% margin
£2,500
a month
At a tighter 0.8% margin
£800
a month
The difference
£1,700a month
£20,400 over a year, on the same volume.
Arithmetic, not a quote. 2.5% and 0.8% are illustrative margins, not an offer and not a rate you have been given — what you would actually pay depends on the corridor and the volume, and we would price one real transaction against what you pay now before anyone commits to anything.
Getting started
Three steps, and none of them are a surprise
No account is opened without proper checks. Knowing what they are up front is what makes them quick.
Tell us the shape of the business
What you trade, roughly what comes in each month, and the currency that goes out. A short email is usually enough to know whether the account fits.
Send the file
Company documents, ID and address for the directors, proof of the trading address and recent statements. A complete file first time is the single biggest factor in how fast the answer comes back.
The account opens
Named in your company. Your customers pay in, you convert at a rate you were quoted, and the first supplier payment goes out.
Get started
Send us one real conversion
The amount, the currency and what you were charged. We will price the same transaction beside it, and you will know within a day whether this is worth your time.
Or just tell us the shape of the business: what you import, roughly what comes in each month, and what currency goes out.
Email support@ovaropay.com